The Day of Closing
At New Frontier Title, we make sure that on the day of closing, everyone is prepared to close, including the buyer, seller and lender. We will confirm that all necessary paperwork has been signed ahead of time and that the only thing left to conduct is the transfer of funds and execution of the final documents.
What to bring to closing
In order to satisfy government requirements, please bring a current valid government issued picture ID-typically a Drivers License, passport, or state identification card. Should you have questions about your form of identification, the time to confirm its validity is prior to the closing date. In some cases two forms of ID are required.
If you are married and selling a home you own without your spouse, please note that if the property is your homestead, your spouse will required to sign certain closing documents, including the deed. Talk with your title professional about your sale prior to closing.
Typically, the seller brings the house keys to give the buyer. You should bring the keys to the house, remotes to access the development or pass codes for entry. Other items pertaining to the house such as club house passes, safe keys, or other remotes may be left at the property for the buyer.
How long will the closing take?
Typically the closing takes between 1 and 2 hours depending on whether the purchaser is taking out a mortgage. We often schedule the buyers to arrive 30 minutes earlier to accommodate for the additional paperwork associated with the loan documents. Your closer will confirm scheduling.
Today, many closing are done remotely with the buyer and seller signing at different times and different places. This is often most convenient for all parties and can avoid the expense of travel, especially when the parties are traveling or live out of the area.
How will I get my closing funds?
We will issue either a check or we will wire the funds to your account. If you would like a wire transfer, please let us know ahead of time. We will need the account number, name on the account and the ABA routing number. Please note some banks charge for incoming wires.